Professional Care And Service By Licensed Insurance Advisors
At Hamilton Senior Advisors, we offer a range of essential insurance coverage for all ages
Individual and Family Health
Medicare
Final Expense Insurance
Professional Care And Service By Licensed Insurance Advisors
At Premiere Senior Advisors, we offer a range of essential insurance coverage for all ages
Individual and Family Health
Medicare
Final Expense Insurance
We're Your Trusted Partners In
Insurance for all Ages
At Hamilton Senior Advisors, we are your trusted partner for comprehensive insurance solutions at every stage of life. Our commitment is to provide individuals and families of all ages with the peace of mind they deserve.
Our range of services includes:
Individual and Family Health
Medicare Advantage
Medicare Supplements
Final Expense Insurance
With our expert guidance and a wide array of coverage options, you can rest easy, knowing you have the support and protection you need for a brighter tomorrow. Click the button below to schedule your free, no obligation consultation and see how Craig Hamilton can take great care of you and your family.
We're Your Trusted Partners In
Navigating Medicare
Confused about your Medicare options? Don't worry, you're not alone. Our expert team is here to help simplify the process and ensure you get the coverage you deserve. Let us guide you through all the options and find the perfect plan(s) for your needs.
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program is also called Medicare Part C.
Medicare Part D (Prescription Drugs)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Additionally, Supplements are available to help with costs not covered by Medicare:
Medicare Supplement insurance plans help pay your share of some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B, often with Part D and other types of coverage.
Medicare Supplement is additional coverage you can buy only if you have Original Medicare Part A and B.
Not all plans are built the same, and premiums vary.
Medicare Supplement Insurance is sometimes also called Medigap because it helps fill the gaps in coverage and provides additional benefits such as dental and vision care.
With a variety of plans available, you can customize your coverage to meet your specific needs and budget.
Final Expense Insurance
A final act of love in your family's time of grief
Final expense life insurance is designed to ease the financial burdens of your final send-off. When you provide this benefit to your family, it's not just a financial relief during their time of grief, it's also a great way to give a final act of love.
An average funeral costs thousands of dollars today, which your loved ones will be financially responsible for, in addition to the grief they will already be experiencing.
Final expense insurance can help ease or erase the financial burden for your loved ones once you depart, and the payout comes with no strings attached so they can direct it to cover the costs of some of the following things:
Funeral service and Burial or Cremation
Flowers
Music
Obituary
Medical Bills
Nursing home
A savings account for a child or grandchild’s future
A donation to a charity
For people whose age or health makes it challenging to qualify for other types of plans, final expense life insurance can be a great option. There are many different types of policies available, including guaranteed issue plans, which allow you to qualify regardless of your health. Once you are approved you cannot be canceled for any reason, other than non-payment, which will give you and your family peace of mind.
Another great benefit to you is that final expense insurance can build cash value over time. You can borrow from the cash value or use it as collateral for a loan, giving you other funding options for expenses when needed.
If you'd like to learn about the many benefits of final expense insurance and see if this is the right fit for you, click the button below and we'll be happy to offer our expertise and guidance, with no cost or obligation to you.
Your Trusted Partners In
Navigating Medicare
Confused about your Medicare options? Don't worry, you're not alone. Our expert team is here to help simplify the process and ensure you get the coverage you deserve. Let us guide you through all the options and find the perfect plan(s) for your needs.
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program is also called Medicare Part C.
Medicare Part D (Prescription Drugs)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Additionally, Supplements are available to help with costs not covered by Medicare:
Medicare Supplement insurance plans help pay your share of some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B, often with Part D and other types of coverage.
Medicare Supplement is additional coverage you can buy only if you have Original Medicare Part A and B.
Not all plans are built the same, and premiums vary.
Medicare Supplement Insurance is sometimes also called Medigap because it helps fill the gaps in coverage and provides additional benefits such as dental and vision care.
With a variety of plans available, you can customize your coverage to meet your specific needs and budget.
Final Expense Insurance
A final act of love in your family's time of grief
Final expense life insurance is designed to ease the financial burdens of your final send-off. When you provide this benefit to your family, it's not just a financial relief during their time of grief, it's also a great way to give a final act of love.
An average funeral costs thousands of dollars today, which your loved ones will be financially responsible for, in addition to the grief they will already be experiencing.
Final expense insurance can help ease or erase the financial burden for your loved ones once you depart, and the payout comes with no strings attached so they can direct it to cover the costs of some of the following things:
Funeral service and Burial or Cremation
Flowers
Music
Obituary
Medical Bills
Nursing home
A savings account for a child or grandchild’s future
A donation to a charity
For people whose age or health makes it challenging to qualify for other types of plans, final expense life insurance can be a great option. There are many different types of policies available, including guaranteed issue plans, which allow you to qualify regardless of your health. Once you are approved you cannot be canceled for any reason, other than non-payment, which will give you and your family peace of mind.
Another great benefit to you is that final expense insurance can build cash value over time. You can borrow from the cash value or use it as collateral for a loan, giving you other funding options for expenses when needed.
If you'd like to learn about the many benefits of final expense insurance and see if this is the right fit for you, click the button below and we'll be happy to offer our expertise and guidance, with no cost or obligation to you.
Schedule Your Free Insurance Consultation Today!
Ready to take the first step in securing your financial future? Schedule a free insurance consultation with us today, and let our experienced experts guide you toward the right coverage for your unique needs. Whether you're seeking protection for your family, planning for retirement, or safeguarding your legacy, our personalized consultation will help you make informed decisions and create a tailored insurance strategy.
With Hamilton Senior Advisors, You Have Options:
ACA Marketplace
ACA Marketplace health plans, established under the Affordable Care Act, offer accessible and comprehensive healthcare coverage for individuals and families. These plans provide a wide range of options to suit different needs and budgets, often with subsidies available to help cover the monthly premiums. With ACA Marketplace plans, you can access essential health benefits, preventive care, and the assurance of coverage without waiting periods, regardless of any pre-existing conditions.
Private Market
Private market health plans, in contrast to ACA Marketplace plans, offer a different approach to healthcare coverage. While ACA Marketplace plans are government-regulated and designed to meet specific affordability and coverage standards, private market plans are offered by private insurance companies and may vary widely in terms of benefits, costs, and coverage options. Private plans often provide more flexibility in terms of network access and plan customization but may not offer the same level of standardized benefits or financial assistance as ACA Marketplace plans.
Supplemental Policies
Supplemental health policies play a crucial role in enhancing your overall healthcare coverage. These policies, such as dental, vision, hearing, cancer, critical illness, accident, and long-term care coverage, provide an extra layer of protection beyond your primary health insurance. They are designed to address specific healthcare needs that may not be fully covered by standard health plans.
We're Your Trusted Partners In
Individual and Family Health
Health insurance is a must in these unprecedented times, but it's tough to know what kind of coverage is best for your individual needs. At Premiere Senior Advisors, we have access to all the top-rated carriers in your area, so you'll be presented with the best possible options for your coverage and budget needs. From the ACA Marketplace to Private Market Plans and Supplemental Policies, when it comes to health insurance, you have options.
We'll work to make sure you not only have coverage for your specific needs, but access to the doctors and hospitals you trust. Don't leave your family's health up to chance. Let us help you make an informed decision. Click the button below to get started with your free, no obligation consultation.
Schedule Your Free Insurance Consultation Today!
Ready to take the first step in securing your financial future? Schedule a free insurance consultation with us today, and let our experienced experts guide you toward the right coverage for your unique needs. Whether you're seeking protection for your family, planning for retirement, or safeguarding your legacy, our personalized consultation will help you make informed decisions and create a tailored insurance strategy.
We're Your Trusted Partners In
Individual and Family Health
Health insurance is a must in these unprecedented times, but it's tough to know what kind of coverage is best for your individual needs. At Premiere Senior Advisors, we have access to all the top-rated carriers in your area, so you'll be presented with the best possible options for your coverage and budget needs. From the ACA Marketplace to Private Market Plans and Supplemental Policies, when it comes to health insurance, you have options.
We'll work to make sure you not only have coverage for your specific needs, but access to the doctors and hospitals you trust. Don't leave your family's health up to chance. Let us help you make an informed decision. Click the button below to get started with your free, no obligation consultation.
With Premiere Senior Advisors, You Have Options:
ACA Marketplace
ACA Marketplace health plans, established under the Affordable Care Act, offer accessible and comprehensive healthcare coverage for individuals and families. These plans provide a wide range of options to suit different needs and budgets, often with subsidies available to help cover the monthly premiums. With ACA Marketplace plans, you can access essential health benefits, preventive care, and the assurance of coverage without waiting periods, regardless of any pre-existing conditions.
Private Market
Private market health plans, in contrast to ACA Marketplace plans, offer a different approach to healthcare coverage. While ACA Marketplace plans are government-regulated and designed to meet specific affordability and coverage standards, private market plans are offered by private insurance companies and may vary widely in terms of benefits, costs, and coverage options. Private plans often provide more flexibility in terms of network access and plan customization but may not offer the same level of standardized benefits or financial assistance as ACA Marketplace plans.
Supplemental Policies
Supplemental health policies play a crucial role in enhancing your overall healthcare coverage. These policies, such as dental, vision, hearing, cancer, critical illness, accident, and long-term care coverage, provide an extra layer of protection beyond your primary health insurance. They are designed to address specific healthcare needs that may not be fully covered by standard health plans.
Professional Service
Simplify your coverage needs and secure your future. At Hamilton Senior Advisors, our seasoned professionals are here to assist individuals and families alike. Whether you need assistance with understanding your options, protecting your family's assets or preparing for the future, you can trust us to ensure that you'll get maximum coverage and peace of mind at a price you can afford.
Friendly and Free Service
At Hamilton Senior Advisors, you can count on friendly, professional, and free service. We help you find the best possible insurance coverage at the most competitive prices while ensuring that you have access to the doctors and hospitals you love. Our team of licensed, experienced agents is here to guide you through the insurance maze, making the process both easy and personalized. You can rest assured that your insurance needs will be met with the utmost care and attention, ensuring you and your loved ones are well-protected.
Coverage Education
Our commitment goes beyond just finding the best insurance coverage for your unique needs; we also prioritize ensuring you fully understand what you're purchasing and how to maximize its benefits for both protection and savings. We believe in empowering you with knowledge, making insurance comprehensible, and assisting you in making informed decisions. With our guidance and support, you'll gain the confidence to navigate the world of insurance effortlessly, ensuring that you get the most out of your coverage while safeguarding your financial well-being.
Future Planning
Insurance is your essential tool for preparing not just for the unexpected but also for the significant milestones in your family's journey, from your children's sports endeavors to their college years and beyond. Whether you're planning for your future health and financial protection, or leaving a lasting legacy of love to cover your final expenses, at Premiere Senior Advisors, our unwavering commitment is to offer you peace of mind, assuring you that your future is safeguarded, regardless of what it may bring. Schedule a free, no obligation consultation today!
Professional Service
Simplify your coverage needs and secure your future. At Premiere Senior Advisors, our seasoned professionals are here to assist individuals and families alike. Whether you need assistance with understanding your options, protecting your family's assets or preparing for the future, you can trust us to ensure that you'll get maximum coverage and peace of mind at a price you can afford.
Friendly and Free Service
At Premiere Senior Advisors, you can count on friendly, professional, and free service. We help you find the best possible insurance coverage at the most competitive prices while ensuring that you have access to the doctors and hospitals you love. Our team of licensed, experienced agents is here to guide you through the insurance maze, making the process both easy and personalized. You can rest assured that your insurance needs will be met with the utmost care and attention, ensuring you and your loved ones are well-protected.
Protection Education
Our commitment goes beyond just finding the best insurance coverage for your unique needs; we also prioritize ensuring you fully understand what you're purchasing and how to maximize its benefits for both protection and savings. We believe in empowering you with knowledge, making insurance comprehensible, and assisting you in making informed decisions. With our guidance and support, you'll gain the confidence to navigate the world of insurance effortlessly, ensuring that you get the most out of your coverage while safeguarding your financial well-being.
Future Planning
Insurance is your essential tool for preparing not just for the unexpected but also for the significant milestones in your family's journey, from your children's sports endeavors to their college years and beyond. Whether you're planning for your future health and financial protection, or leaving a lasting legacy of love to cover your final expenses, at Premiere Senior Advisors, our unwavering commitment is to offer you peace of mind, assuring you that your future is safeguarded, regardless of what it may bring. Schedule a free, no obligation consultation today!
